Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Testimonials

Best deal for our situation!

Baygroup found the best deal for our situation and patiently explained our options an danswered our questions. They made the process as painless as possible.

C.K and S.K, Augusta, Augusta-Richmond County, GA

Could not be happier with the service

We could not be happier with the service we received from Melissa Barnickel in choosing & purchasing our long term care insurance.  She is extremely knowledgeable, professional and organized and spent endless hours ensuring that we understood our options and she helped us find the best choice for us.  The long term care market is very complex and we never would have been able to navigate it without her expertise.  We would highly recommend her for anyone looking for long term care insurance.

K.T. and L.T., Bel Air, Harford County, Maryland

Members and Families are Well Protected Now and for the Future

Melissa has been helping Government Employees Benefit Association members for over 10 years.  She has extensive product expertise to help find the correct policy for each person/couple.  She educates our members via large and small seminars, articles in our newsletter, on our website and also via podcasts.  She works directly with individuals/couples to continue that education and make that education specific to them.  She continues to service employees as questions arise or as their situation changes.

Investigating hybrid whole life/long term care policies

It was very useful to have Melissa’s input on options I am considering for insurance.  Her familiarity with what various insurers are offering is great. Especially helpful when dealing with considerations that may be out of the ordinary – like what kind of restrictions would apply for use of policy benefits outside of the US.  Melissa has done her homework and has a lot of that information right at her fingertips.

Robin K, Baltimore, Baltimore City, Maryland

Melissa made it so easy!

I appreciate Melissa’s ability to remotely guide me through all the steps and explain the process in such a concise and understandable way. I was a little anxious about purchasing new health coverage now that I’m not working,  and Melissa made it so easy! She’s amazing! 

Sandra M, Baltimore County, Baltimore, Maryland

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