Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Testimonials

Could not be happier with the service

We could not be happier with the service we received from Melissa Barnickel in choosing & purchasing our long term care insurance.  She is extremely knowledgeable, professional and organized and spent endless hours ensuring that we understood our options and she helped us find the best choice for us.  The long term care market is very complex and we never would have been able to navigate it without her expertise.  We would highly recommend her for anyone looking for long term care insurance.

K.T. and L.T., Bel Air, Harford County, Maryland

Members and Families are Well Protected Now and for the Future

Melissa has been helping Government Employees Benefit Association members for over 10 years.  She has extensive product expertise to help find the correct policy for each person/couple.  She educates our members via large and small seminars, articles in our newsletter, on our website and also via podcasts.  She works directly with individuals/couples to continue that education and make that education specific to them.  She continues to service employees as questions arise or as their situation changes.

Melissa made it so easy!

I appreciate Melissa’s ability to remotely guide me through all the steps and explain the process in such a concise and understandable way. I was a little anxious about purchasing new health coverage now that I’m not working,  and Melissa made it so easy! She’s amazing! 

Sandra M, Baltimore County, Baltimore, Maryland

Explanations helpful

Baygroup was helpful to my wife and me in deciding on long term care insurance policy because Melissa explained options and benefits. 

Christopher H, Harford County, Abingdon, MD  

Sensible Decision

Melissa enabled me to make a sensible decision concerning my future health.  I did not want my children to face my advancing years without support.  Melissa made it easy for me to find the comfortable plan for my LTCi!!

Joyce L, Baltimore, Maryland

Pages