Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Testimonials

Could not be happier with the service

We could not be happier with the service we received from Melissa Barnickel in choosing & purchasing our long term care insurance.  She is extremely knowledgeable, professional and organized and spent endless hours ensuring that we understood our options and she helped us find the best choice for us.  The long term care market is very complex and we never would have been able to navigate it without her expertise.  We would highly recommend her for anyone looking for long term care insurance.

K.T. and L.T., Bel Air, Harford County, Maryland

Members and Families are Well Protected Now and for the Future

Melissa has been helping Government Employees Benefit Association members for over 10 years.  She has extensive product expertise to help find the correct policy for each person/couple.  She educates our members via large and small seminars, articles in our newsletter, on our website and also via podcasts.  She works directly with individuals/couples to continue that education and make that education specific to them.  She continues to service employees as questions arise or as their situation changes.

Excellent insight - Evaluation Needs and Plan Design

Baygroup provided excellent insight int what our insurance needs are and options to meet those needs.

Kelly A., Loudoun County, Ashburn VA, Washington, DC area

The worry of being a burden on my loved ones is gone!

As I approached age 60, I decided to "get my ducks in a row" in terms of later-in-life plans, especially Long Term Care.  Melissa Barnickel came to my home and I felt an immediate connection!  She walked me through the many LTC plans available and helped me choose the plan which best suited my needs.  Melissa is honest, reliable, and responsive.  She is dedicated to making sure that clients get just what they want and need.  My greatest worry was being a financial burden on my loved ones. That worry is gone.

Elizabeth M., Bel Air, Harford County, Maryland

Experience was awesome!

My experience was awesome.  Melissa took the time to explain everthing until my wife and I completely understood.  She is very thorough and professional. Thank you.

Robert R, Manchester, Carroll County, MD

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