Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Testimonials

Very Helpful, Extremely Easy to work with, Responsive

Baygroup Insurance was very helpful in my decision making regarding long term care insurance. Melissa Barnickel and Debbie Lawrence were extremely easy to work with. They were very responsive too!

D. B., Gambrills, Anne Arundel County, Maryland

Pleasant experience!

Melissa Barnickel made the purchase of my long term care insurance a pleasant experience!  She was very kind and really took the time to explain and answer all my concerns/questions that myself and my son had.  Quickly responded when I emailed her, was always there for me.  I truly appreciate all she and her office staff did to make this process as easy as possible.

DK, Fallston, Harford County, Maryland

Very Helpful

Melissa and Debby were very helpful in picking the best Medicare Supplement and dental insurance policies for my husband and myself.  I will share my experience with my friends.

B.M., Jarrettsville, Harford County, MD

Very Proactive!

Melissa gave a presentation at work which was very compelling.  She and her assistant have been very proactive in helping us finalize the long term care insurance policies.

J.W., Loudoun County, Leesburg, VA

Honesty, not just selling

My husband and I met with Melissa to discuss a long term care policy which we have had for about 10 years. We wanted to see if "we could do better," and Melissa advised us to keep what we have as it is more complete than what we could purchase now..and for a higher price. We appreciated her honesty. She was there to help, not just sell us her product. We'll be going back when it's time for purchasing secondary insurance on

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