Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Our Principal

Melissa Barnickel, CPA, CLTC

Melissa Barnickel is a CPA, a CLTC, (Certified in Long Term Care), and a licensed insurance broker specializing in Long Term Care Insurance (LTCi). Over the past 40+ years she has worked for KPMG as an auditor and consultant and held significant financial positions such as Controller, Vice President of Finance and Leader of LTC Sales for two different insurance brokerages. She has worked in the LTCi industry over 30 years.

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