Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Baygroup Blog

Welcome to our blog! Here you will find posts and comments from our experts. You can filter the posts by the related insurance products or author.

A study published June 17th, 2020 in the journal, Neurology, emphasizes how important a healthy lifestyle is in reducing the risk of Alzheimer’s disease.  

The COVID-19 pandemic has changed the way we plan for a lot of things. 

 

If you have a loved one in a nursing home, it’s likely that you are in the unfortunate scenario that you are unable to visit them due to the pandemic.

Melissa Barnickel Speaking for LPR:

Melissa Barnickel Discusses the Age & Stage for LTCI:

Melissa Barnickel Discusses the Types of LTCI:

Melissa Barnickel Provides a LTCI Overview:


There are normal risks people encounter everyday from going about life as usual— such as the possibility of getting injured from car accidents or sports. A sudden need for long term care is no different.

Myth: I can "self-insure" for long term care should I need it down the road.

Reality: There is no thing such as "self-insurance", only "self-funded" care. 

Often the topic of long term care planning can be boiled down to three primary considerations:

1.    What do you want?

2.    Is what you want realistic?

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