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Maryland's premier Long-Term Care insurance agency

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Watching television on Friday in the early 1970s, chances are the set was tuned to Love, American Style. The romantic comedy series featured some (then fresh) faces such as Diana Keaton, Albert Brooks, Karen Valentine, Harrison Ford, and Sally Struthers.

It’s almost as if Dickens’ Ghost of Christmas Future is whispering in your ear as you consider New Year’s Resolutions. That is, if you’ve resolved to take care of outstanding pesky legal and financial tasks. 

It’s a busy time of year. Squirrels are squirreling away the last acorns in their winter stash. Birds are hurriedly winging it to their winter climes. Bakeries are taking orders for goodies. Grandparents are shopping and double-checking they’ve got every grandchild taken into account.

Here are a few indicators that summer is over:

  • Labor Day

  • School buses out on the streets

  • And pumpkin spice…in, well, just about everything

The yearly “Milliman Long Term Care Insurance Survey” was recently published by Broker World magazine.

It’s one thing to know something, quite a different thing to understand it.

Knowing is more academic, objective. When you know something, you’ll get the right answer on a quiz.

Understanding? Well, I believe that’s more under your skin. In your bones. Relevant to your life.

Fifty years ago, Billie Jean King (then age 29) soundly beat self-proclaimed male chauvinist Bobby Riggs (then age 55) in an event dubbed the Battle of the Sexes.

Odds are that among all your friends, relatives, advisors, and colleagues, very few have ever talked with you about the importance of planning for a future care need. Can’t blame them— it’s definitely not the most exciting of topics.  

Imagine trying to design a home if you didn’t know the local building codes, zoning laws, what materials were available and what they cost, and how to get utilities to the property.

Whether you’re a new long term care insurance policyholder (congratulations!), or you’re a family member of a policyholder and you’re anticipating a need for that person’s care, this article can help you get your claim paid quickly and with minimal stress.

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