Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

What rating will I receive on my disability insurance application?

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Many factors go into determining your health rating.  To get a preferred health rating, you must be in excellent overall health.  Your weight, height, cholesterol level, and blood pressure will be taken into consideration.  Nonsmokers will receive a higher rating than those who use tabacco.  In addition, your personal and family health history will be considered.