Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

What is required for a voluntary group long term care insurance plan?

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To establish a voluntary group, a full census of all employees, whether being offered coverage or not, must be submitted to the insurance company with request form specific to each company.  Approval by the insurance company of a voluntary group is required to obtain a group discount.   

If the employer pays for coverage, there may be an opportunity to have fewer health questions.