Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

What role does long term care insurance play in planning for my future?

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A financial plan includes future cost of health care.  This is a significant expense in today's dollars and even more so when inflated for future cost of care.  By having long term care insurance fewer of your retirement assets need to be earmarked "just in case" you need care.  This will enable your asset to be more effectively invested or used for other purposes such as: travel ....  

Long term care insurance enables your family to supervise your care, rather than provide the care.  Families do not always live near-by, nor are they necessarily able to dedicate time and money to provide the care.