Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Testimonials

Extremely easy to apply for life insurance

Melissa made applying for life insurance policy extremely easy and painless.  She is thorough, knowledgeable and always available.   I thank you Melissa for assisting me in meeting my insurance needs.

Mohammed A., Ruxton, Baltimiore County, Maryland

Knowledgable and Helpful

Melissa was so knowledgable and helpful!  She provided options based on our needs and let us ask lots of questions about life insurance with long term care rider. We feel better educated and confident in our product selection.  Thank you!

Tom E., Frederick, Maryland

Easy decision and process

Baygroup made the decision for LTC easy. All explanations were easy to understand and the process was easy.

Wendy M, Forest Hill, Harford County, Maryland

Knowledgeable

Knowledgeable and great to work with.

Marcell H., Baltimore County, Lutherville, Maryland

Personalized and Full Services

The Baygroup Insuranc eCompanny represents the ultimate full service insurance experience.  Melissa Barnickel is knowledgeable, professional, patient, and available during the entire process.  Details matter when purchasing an insurance product.  Baygroup| Melissa are detail oriented with a focus on personalized and full service teamwork.  Great Experience!!!!  Thank you.

Karen K, Monkton, Baltimore County, MD

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