Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Testimonials

Clear explanation of options

Melissa explained options which was helpful in our decision making.

Joyce P

Harmony, Butler County, PA

Very Helpful Explaining Policy

Baygroup was very helpful. They were thorough in explaining the policy and were available to answer quedstions regarding the policy.

Bernadette B, Bel Air, Harford County, Maryland

Explanation of options was most helpful

Melissa took time to explain my options. Answered all my questions at the time of application process.  When completing process she offered her services in the future for any questions. Would recommend her services.

Sharon F, Jarrettsville, Harford County, MD

Explained everything; Will refer anyone I can to Melissa

Melissa Barnickel was so helpful in helping me make my decision to purchase long term care insurance.  She spent the time explaining everything to me, made herself available for any question and concerns.  I will refer anyone I can to Melissa.  She was a pleasure to work with.

C. L., Twinsburg, Summit County, Ohio

Investigating hybrid whole life/long term care policies

It was very useful to have Melissa’s input on options I am considering for insurance.  Her familiarity with what various insurers are offering is great. Especially helpful when dealing with considerations that may be out of the ordinary – like what kind of restrictions would apply for use of policy benefits outside of the US.  Melissa has done her homework and has a lot of that information right at her fingertips.

Robin K, Baltimore, Baltimore City, Maryland

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