Disability insurance is protection for you and your family. Owning a disability insurance policy will help provide you and your family with a source of income should illness or injury prevent you from working for a period of time.
Baygroup Insurance is an independent insurance brokerage. We provide clients with Long-Term Care, home health care, life, disability, Medicare supplement and health insurance policies from highly-rated companies.
In 1991 Ed Hutman first entered the Long-Term Care insurance (LTCi) industry bringing a financial background and 20 years of volunteer experience in a large skilled nursing facility in Rockville, MD. He worked with one of the early pioneers of LTCi concepts, learning the many facets of this important element of financial and retirement planning. In 1993, Melissa Barnickel joined the company as CFO using her insurance, acco
We would like to provide you with as many useful resources as possible to expand your education about Long Term Care, Disability, Life, and Health insurance products.