Do you have a plan for your long-term care when you become a senior? When the time comes and it finally becomes harder for you to perform daily activities on your own, it is important to know what you want to do. Will you move in with children or other relatives? Hire a caregiver to come to your home? Move to an assisted living facility? Go it alone for as long as possible? Whatever your decision it is important to understand the full physical, financial, and emotional impact on yourself and your loved ones.
Sometimes understanding the ways in which long term care insurance (LTCI) can help in the future can feel very abstract— especially if you are trying to plan out care decades before you might come to need it.
My husband and I are so grateful to Melissa for making an onerous set of confusing decisions so much easier to make. She is very patient and knowledgably answered all our many questions - her assistance was invaluable. We could not have made these decisions without her clear explanations, roadmaps for comparing plans, and individualized review of our needs, all with her lovely and friendly manner. She is just awesome and so pleasant to work with! We received truly exemplary service – many, many thanks, Melissa!
It was challenging finding a professional who could help us find and secure long term care insurance and we hit the jackpot when we found Melissa. Her knowldege and expertise as well as her guidance and patence can't be beat. She kept in constant communication and kept us informed throught he whole process as well.
There’s nothing quite like the carefree nature of the summer months- beach trips, BBQs, baseball games- all of the warm weather pleasures we look forward to the rest of the year.
On a hot summer day, when you’d do anything to cool down just a bit, does it really matter if you know what soft serve ice cream flavor you are getting up front—chocolate, vanilla, or twist? Similarly, when planning for long term care, it’s important not to get overwhelmed with the exact details of the policy from the get-go.
Watching television on Friday in the early 1970s, chances are the set was tuned to Love, American Style. The romantic comedy series featured some (then fresh) faces such as Diana Keaton, Albert Brooks, Karen Valentine, Harrison Ford, and Sally Struthers.
It’s almost as if Dickens’ Ghost of Christmas Future is whispering in your ear as you consider New Year’s Resolutions. That is, if you’ve resolved to take care of outstanding pesky legal and financial tasks.
It’s a busy time of year. Squirrels are squirreling away the last acorns in their winter stash. Birds are hurriedly winging it to their winter climes. Bakeries are taking orders for goodies. Grandparents are shopping and double-checking they’ve got every grandchild taken into account.
Sometimes understanding the ways in which long term care insurance (LTCI) can help in the future can feel very abstract— especially if you are trying to plan out care decades before you might come to need it.
There’s nothing quite like the carefree nature of the summer months- beach trips, BBQs, baseball games- all of the warm weather pleasures we look forward to the rest of the year.
Watching television on Friday in the early 1970s, chances are the set was tuned to 
It’s almost as if Dickens’ Ghost of Christmas Future is whispering in your ear as you consider New Year’s Resolutions. That is, if you’ve resolved to take care of outstanding pesky legal and financial tasks. 
It’s a busy time of year. Squirrels are squirreling away the last acorns in their winter stash. Birds are hurriedly winging it to their winter climes. Bakeries are taking orders for goodies. Grandparents are shopping and double-checking they’ve got every grandchild taken into account.
Here are a few indicators that summer is over: