Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Consumers

This tag denotes content that is for consumers.

Do You Have a Long Term Care Plan?

Do you have a plan for your long-term care when you become a senior? When the time comes and it finally becomes harder for you to perform daily activities on your own, it is important to know what you want to do. Will you move in with children or other relatives? Hire a caregiver to come to your home? Move to an assisted living facility? Go it alone for as long as possible? Whatever your decision it is important to understand the full physical, financial, and emotional impact on yourself and your loved ones.

Healthy Coincidence?

A study published June 17th, 2020 in the journal, Neurology, emphasizes how important a healthy lifestyle is in reducing the risk of Alzheimer’s disease.  

Knowledgable and Helpful

Melissa was so knowledgable and helpful!  She provided options based on our needs and let us ask lots of questions about life insurance with long term care rider. We feel better educated and confident in our product selection.  Thank you!

Tom E., Frederick, Maryland

An Updated Look at Long Term Care Planning

The COVID-19 pandemic has changed the way we plan for a lot of things. 

 

Is Long Term Care Insurance Nursing Home Avoidance Insurance?

If you have a loved one in a nursing home, it’s likely that you are in the unfortunate scenario that you are unable to visit them due to the pandemic.

Extremely easy to apply for life insurance

Melissa made applying for life insurance policy extremely easy and painless.  She is thorough, knowledgeable and always available.   I thank you Melissa for assisting me in meeting my insurance needs.

Mohammed A., Ruxton, Baltimiore County, Maryland

Experience was awesome!

My experience was awesome.  Melissa took the time to explain everthing until my wife and I completely understood.  She is very thorough and professional. Thank you.

Robert R, Manchester, Carroll County, MD

Age & Stage for LTCI

Melissa Barnickel Discusses the Age & Stage for LTCI:

Types of LTCI

Melissa Barnickel Discusses the Types of LTCI:

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