Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Consumers

This tag denotes content that is for consumers.

Do You Have a Long Term Care Plan?

Do you have a plan for your long-term care when you become a senior? When the time comes and it finally becomes harder for you to perform daily activities on your own, it is important to know what you want to do. Will you move in with children or other relatives? Hire a caregiver to come to your home? Move to an assisted living facility? Go it alone for as long as possible? Whatever your decision it is important to understand the full physical, financial, and emotional impact on yourself and your loved ones.

Pumpkin Spice, Holidays, and Long Term Care

Here are a few indicators that summer is over:

  • Labor Day

  • School buses out on the streets

  • And pumpkin spice…in, well, just about everything

Long Term Care: Knowing vs. Understanding

It’s one thing to know something, quite a different thing to understand it.

Knowing is more academic, objective. When you know something, you’ll get the right answer on a quiz.

Understanding? Well, I believe that’s more under your skin. In your bones. Relevant to your life.

The Battle of the Sexes: Long Term Care Version

Fifty years ago, Billie Jean King (then age 29) soundly beat self-proclaimed male chauvinist Bobby Riggs (then age 55) in an event dubbed the Battle of the Sexes.

Extremely helpful in decision making

Melissa did all the work! She was extremely helpful in decision making.  I would recommend her to anyone interested in insurance.

Donna W., Havre de Grace, Harford County, Maryland

Long Term Care Preparedness: Crafting Your Long Term Care Safety Net

Imagine trying to design a home if you didn’t know the local building codes, zoning laws, what materials were available and what they cost, and how to get utilities to the property.

Made Sure I Understood LTC

Melissa was great. She spent a great deal of time explaining the price and making sure that I understood it.

Nancy E, Arnold, Anne Arundel County, Maryland

What Every Policyholder Can Do to Make Claim Time Easier

Whether you’re a new long term care insurance policyholder (congratulations!), or you’re a family member of a policyholder and you’re anticipating a need for that person’s care, this article can help you get your claim paid quickly and with minimal stress.

Thanks for your expertise

Both Amy and I wish to thank you for your expertise and generosity of time.  I'm certain that we would not have navigated those health care sites alone without making major omissions - but confident instead, thanks to your guidance.

All the best,

Bob C and Amy D, Baltimore City, Baltimore, Maryland

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