Do you have a plan for your long-term care when you become a senior? When the time comes and it finally becomes harder for you to perform daily activities on your own, it is important to know what you want to do. Will you move in with children or other relatives? Hire a caregiver to come to your home? Move to an assisted living facility? Go it alone for as long as possible? Whatever your decision it is important to understand the full physical, financial, and emotional impact on yourself and your loved ones.
When considering the purchase of long term care insurance, it’s only natural to focus on the cost of the coverage. But let’s redirect our gaze to the cost that is truly important: the possible cost of not being insured.
We could not be happier with the service we received from Melissa Barnickel in choosing & purchasing our long term care insurance. She is extremely knowledgeable, professional and organized and spent endless hours ensuring that we understood our options and she helped us find the best choice for us. The long term care market is very complex and we never would have been able to navigate it without her expertise. We would highly recommend her for anyone looking for long term care insurance.
We have seen the dramatic effect the stock and housing markets have on your retirement plans; during a correction, it can be devastting. Are you financially and emotionally prepared to handle the high cost of long-term care combined with future market corrections?
Melissa was helpful giving us many options for long term care. She greatly explained all these options and brought us to the conclusion to purchase the LTC policy (life insurance with a LTC rider).
Melissa Barnickel was so helpful in helping me make my decision to purchase long term care insurance. She spent the time explaining everything to me, made herself available for any question and concerns. I will refer anyone I can to Melissa. She was a pleasure to work with.
It was such a pleasure to meet you, especially at the beautiful location of your lovely home. My husband and I appreicate your guidance and advice as we go into this complicated next stage of our life.
Again, I want to congratulate you on the birth of your newest grand baby!
Very comprehensive explanations of "insurance" and translation into real English. Melissa is very patient. This has been a long process and she and her staff, Debby, have been very diligent.
When considering the purchase of long term care insurance, it’s only natural to focus on the cost of the coverage. But let’s redirect our gaze to the cost that is truly important: the possible cost of 