Do you have a plan for your long-term care when you become a senior? When the time comes and it finally becomes harder for you to perform daily activities on your own, it is important to know what you want to do. Will you move in with children or other relatives? Hire a caregiver to come to your home? Move to an assisted living facility? Go it alone for as long as possible? Whatever your decision it is important to understand the full physical, financial, and emotional impact on yourself and your loved ones.
There are normal risks people encounter everyday from going about life as usual— such as the possibility of getting injured from car accidents or sports. A sudden need for long term care is no different.
As I approached age 60, I decided to "get my ducks in a row" in terms of later-in-life plans, especially Long Term Care. Melissa Barnickel came to my home and I felt an immediate connection! She walked me through the many LTC plans available and helped me choose the plan which best suited my needs. Melissa is honest, reliable, and responsive. She is dedicated to making sure that clients get just what they want and need. My greatest worry was being a financial burden on my loved ones. That worry is gone.
Melissa was very patient in explaining long term care insurance to me; she took her time; answered my questions; never seemed to be bothered if I asked a question more than 1 time.
There are normal risks people encounter everyday from going about life as usual— such as the possibility of getting injured from car accidents or sports. A sudden need for long term care is no different.
Often the topic of long term care planning can be boiled down to three primary considerations: