Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Consumers

This tag denotes content that is for consumers.

Do You Have a Long Term Care Plan?

Do you have a plan for your long-term care when you become a senior? When the time comes and it finally becomes harder for you to perform daily activities on your own, it is important to know what you want to do. Will you move in with children or other relatives? Hire a caregiver to come to your home? Move to an assisted living facility? Go it alone for as long as possible? Whatever your decision it is important to understand the full physical, financial, and emotional impact on yourself and your loved ones.

Long Term Care Insurance – What It’s NOT

I find that the greater a person’s understanding is about exactly what long term care insurance can and cannot do, the more likely they are to clearly see its benefits.

Long term care (LTC) insurance pays a monetary amount for covered care when the insured either needs assistance with defined activities of daily living and/or has met the policy’s definition of cognitive impairment.

Indispensable Navigating Medicare Options

I would not have expected what a huge help Melissa's work proved to be. How difficult could it be to enroll in Medicare?
But I was wrong. She became indispensable in navigating the myriad of unfamiliar details we faced.

Tom B., Anne Arundel County, Maryland

Great Customer Service

Melissa has been terrific helping me with my health care choices.  She came highly recommended to me three years ago and has been assisting me since then.  She always takes her time with me.  I’m not very tech savvy and Melissa has lots of patience!  I feel that she really cares about me making the correct decisions.  Recently she was helping me at 10:00 on a Saturday night because I had a decision that needed to be made by Sunday!!

Melissa has great customer service skills and is very pleasant and easy to work with.  I highly recommend her.

Opinions and Facts: Long Term Care Insurance

If there’s a silver lining to the pandemic we’re all living through, it’s the spotlight on long term care. Families with loved ones in senior care homes, whether assisted living units, nursing homes, or other facilities, were confronted right from the start with difficulties previously not considered.

Made Complicated set of Options Very Understandable

Melissa was extremely knowlegeable, patient and friendly.  She mad a complicated set of options very understandable & helped us make an informed choice.

Louise P, Washington, D.C.

The Definitive Annual Survey on Long Term Care Insurance

Large File FoldersOnce a year I report highlights from the annual “Milliman Long Term Care Insurance Survey”—and right on schedule, the latest survey has just been published in the July 2021

Long Term Care Planning With a Holiday Focus

 

"Summer" Written Out in Scrabble Tiles in the SandPerhaps because this year our summer holidays have coincided with a marked reduction in the number of pandemic cases and deaths, those special days now seem more celebratory than ever:  

Mother’s Day

Memorial Day

How to Make the Very Difficult Easier

Woman having difficulty on the phoneThere’s a reason why most purchasers of long term care insurance are individuals who’ve gone through a caregiving experience.

Assistance with Complicated Decisions

I can't imagine making these complicated decisions, wihtout the assistance of Melissa's wisdom and experience, I would have been lost!

Jan W

Alexandria, VA, Fairfax County

Pages

Subscribe to RSS - Consumers