Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

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Baygroup Insurance offers policies for Long-Term Care insurance, Life insurance, Disability insurance, and Health insurance.

Long-Term Care insurance Disability insurance Life insurance Health insurance

Did You Know?

Who is a good candidate for a combination long term care insurance product?

Many of these combination products require a single premium payment, rather than many monthly payments or annual payments. Some people purchase these products because there is a one-time payment...

How many employees must enroll in a group health insurance plan?

A certain level of employee participation is mandated in many states in order for employers to offer a group health plan. This number is usually around 75%. This is required so the group plan...

What role does long term care insurance play in planning for my future?

A financial plan includes future cost of health care. This is a significant expense in today's dollars and even more so when inflated for future cost of care. By having long term care insurance...

My employer provides group disability insurance. Do I need additional individual disability insurance?

Group insurance plans through an employer can provide needed coverage. An individual needs to know if the plan covers illness and injury, for how much and for what period of time. Some group...

How do I inform an insurance company a policyholder is deceased?

Write note to the insurance company noting the name of the insured (policyholder), date of death and policy number. Attach a death certificate. You can submit these to your insurance broker for...

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