Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Long Term Care Insurance

Do You Have a Long Term Care Plan?

Do you have a plan for your long-term care when you become a senior? When the time comes and it finally becomes harder for you to perform daily activities on your own, it is important to know what you want to do. Will you move in with children or other relatives? Hire a caregiver to come to your home? Move to an assisted living facility? Go it alone for as long as possible? Whatever your decision it is important to understand the full physical, financial, and emotional impact on yourself and your loved ones.

Love, American Style (and Long Term Care)

Watching television on Friday in the early 1970s, chances are the set was tuned to Love, American Style. The romantic comedy series featured some (then fresh) faces such as Diana Keaton, Albert Brooks, Karen Valentine, Harrison Ford, and Sally Struthers.

Those Darn Resolutions, Ghosts, and Tiny Tim

It’s almost as if Dickens’ Ghost of Christmas Future is whispering in your ear as you consider New Year’s Resolutions. That is, if you’ve resolved to take care of outstanding pesky legal and financial tasks. 

‘Tis the Season for Long Term Care Insurance Claims

It’s a busy time of year. Squirrels are squirreling away the last acorns in their winter stash. Birds are hurriedly winging it to their winter climes. Bakeries are taking orders for goodies. Grandparents are shopping and double-checking they’ve got every grandchild taken into account.

Pumpkin Spice, Holidays, and Long Term Care

Here are a few indicators that summer is over:

  • Labor Day

  • School buses out on the streets

  • And pumpkin spice…in, well, just about everything

Long Term Care: Knowing vs. Understanding

It’s one thing to know something, quite a different thing to understand it.

Knowing is more academic, objective. When you know something, you’ll get the right answer on a quiz.

Understanding? Well, I believe that’s more under your skin. In your bones. Relevant to your life.

The Battle of the Sexes: Long Term Care Version

Fifty years ago, Billie Jean King (then age 29) soundly beat self-proclaimed male chauvinist Bobby Riggs (then age 55) in an event dubbed the Battle of the Sexes.

Extremely helpful in decision making

Melissa did all the work! She was extremely helpful in decision making.  I would recommend her to anyone interested in insurance.

Donna W., Havre de Grace, Harford County, Maryland

The Elephant in the Retirement Planning Room

Odds are that among all your friends, relatives, advisors, and colleagues, very few have ever talked with you about the importance of planning for a future care need. Can’t blame them— it’s definitely not the most exciting of topics.  

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