Many carriers do have different underwriting requirements during COVID-19 pandemic.
Some life insurance applications are eligible to be issued without any lab work.
Some ages, and health history will require the applicant to wait until after COVID-19.
Even so, education can take place now while you are at home. We can look at your heath history and what insurance you are considering and then advise when application can take place.
The effects of Alzheimer’s disease and dementia are an ever growing concern for the aging, caregivers, and those in the medical profession. The disease causes pain and agony for the sufferer and can be equally as distressing for those who see their loved one lose their memory and ability to function.
What’s the sentiment at the heart of long term care planning? No, it's not fear. (Of care costs or gaps in 
