Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Life Insurance

Investigating hybrid whole life/long term care policies

It was very useful to have Melissa’s input on options I am considering for insurance.  Her familiarity with what various insurers are offering is great. Especially helpful when dealing with considerations that may be out of the ordinary – like what kind of restrictions would apply for use of policy benefits outside of the US.  Melissa has done her homework and has a lot of that information right at her fingertips.

Robin K, Baltimore, Baltimore City, Maryland

Senior Resource Fair

Event Date: 
Tue, 06/11/2019 -
8:30am to 12:00pm

Visit Melissa Barnickel, Baygroup Insurance, at the Senior Resource Fair at McFaul Activity Center, 525 West MacPhail Road, Bel Air, MD.

Senior University

Event Date: 
Thu, 05/30/2019 -
5:30am to 8:30pm

Long Term Care Planning… and Love

Posted by Melissa

What’s the sentiment at the heart of long term care planning? No, it's not fear. (Of care costs or gaps in Medicare.) It's not even concern. (About medical conditions or Medicaid eligibility.) I’m talking about love. Yes, I know Valentine’s Day is in the rear view mirror. That’s OK. The kind of love I’m talking about transcends flowers and cards.

Very professional yet caring and friendly

Melissa and Debby are very professional yet caring and friendly as well as efficient with excellent follow-up.  They are a pleasure to work with.

J. H., Havre de Grace, Harford County, MD

Long Term Care Awareness

Posted by Melissa

November is long term care awareness month. Even though long term care is often discussed in the news, it is frequently confused with healthcare.

Life Planning Resources

Event Date: 
Wed, 03/22/2017 -
6:30pm to 8:30pm

Panel of professionals to help plan ahead for a loved one in crisis or for your senior years so you can age gracefully. These professionals will provide the tools and resources necessary to help you. Bring your questions and learn about your options with the help of a pharmacist, long term care specialist, elder law attorney, geriatric care manager, move coordinator and home modification specialist.

Links

For information and resources on topics relating to our products, please see the following links:

Melissa Barnickel - Women of Influence - I95 Business Magazine - Baltimore

Posted by Melissa

Melissa Barnickel was interviewed by I95 Business for Women of Influence.

Read more to learn about Melissa's personal and professional background and how she helps clients and their trusted advisors to preserve their hard-earned assets by incorporating insurance with their financial plan.  

Excerpts from "Baygroup Insurance" on i95business.com

By: Linda Esterson

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