Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Extremely easy to apply for life insurance

Melissa made applying for life insurance policy extremely easy and painless. She is thorough, knowledgeable and always available. I thank you Melissa for assisting me in meeting my insurance needs.

Mohammed A., Ruxton, Baltimiore County, Maryland

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Did You Know?

Do I ever need to review my policy after I purchase it?

It is a great idea to review your policy regularly (every couple of years). As your life changes, you want to make sure that your policy continues to meet your needs. Some life events that may...

How can I afford the cost of long term care insurance?

The more pertinent question is can I afford not to have long term care insurance (LTCi)?

We...

How do I know if I need long term care insurance?

No one has a crystal ball that predicts their future. We all hope we will not need long term care. Look at your family health history. Check out your immediate family structure. Ask yourself...

How much will I have to pay for disability insurance?

The cost of your disability insurance will be affected by many factors. These factors include the elimination and benefit periods, your age, your occupational class, your gender, where you live...

How many employees must enroll in a group health insurance plan?

A certain level of employee participation is mandated in many states in order for employers to offer a group health plan. This number is usually around 75%. This is required so the group plan...

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Extremely easy to apply for life insurance