Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Testimonial for life insurance

Extremely easy to apply for life insurance

Melissa made applying for life insurance policy extremely easy and painless. She is thorough, knowledgeable and always available. I thank you Melissa for assisting me in meeting my insurance needs.

Mohammed A., Ruxton, Baltimiore County, Maryland

Very professional yet caring and friendly

Melissa and Debby are very professional yet caring and friendly as well as efficient with excellent follow-up. They are a pleasure to work with.

J. H., Havre de Grace, Harford County, MD

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Did You Know?

How much do employers pay for group health insurance?

The amount will vary based on location, benefits, carrier and average age of employees. The employers generally share some of the cost for each employee participating.

What is required for a voluntary group long term care insurance plan?

To establish a voluntary group, a full census of all employees, whether being offered coverage or not, must be submitted to the insurance company with request form specific to each company. ...

Why would I want a long term care and life insurance combination policy?

No matter what happens you will receive money from the policy. The policy will either pay for long term care expenses, pay your estate or beneficiaries a death benefit, or you can have your...

Are there different types of plans for group health insurance?

Yes, companies offer a variety of products within a few different employer size groups: small (2-50 employees), mid-sized (50-99 employees) or large (over 100 employees). Benefit summaries...

Are there tax advantages for purchasing long term care insurance?

Federal and many state tax codes offer incentives for the purchase of long term care insurance (LTCi).

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Testimonial for life insurance

Extremely easy to apply for life insurance

Very professional yet caring and friendly