Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Best deal for our situation!

Baygroup found the best deal for our situation and patiently explained our options an danswered our questions. They made the process as painless as possible.

C.K and S.K, Augusta, Augusta-Richmond County, GA

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Did You Know?

Can I still get life insurance if I use tobacco?

Yes. You will not receive a preferred health rating if you use tobacco, so the premiums that you pay will be higher than those a nonsmoker would pay.

What if I never need long term care?

If you purchase some form of LTC insurance and never need it, you and your family will be very glad you did not need it.

How many members are needed for an association group long term care program?

One carrier has a minimum of 100 eligible members, other carriers have requirements for new applications on an annual basis. For current available offerings contact...

What are the advantages of term life insurance?

Term life insurance will give you protection without additional investment or cash-value components. You will pay level premiums for the “term” of your policy. Your policy will be effective as...

How will having long term care insurance affect my family?

Long term care insurance enables your family to supervise your care, rather than provide the care. Their emotion and physical wellbeing is maintained. ...

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Best deal for our situation!