Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Long term care insurance testimonial

Assistance with Complicated Decisions

I can't imagine making these complicated decisions, wihtout the assistance of Melissa's wisdom and experience, I would have been lost!

Jan W

Alexandria, VA, Fairfax County

Explanation of options was most helpful

Melissa took time to explain my options. Answered all my questions at the time of application process.  When completing process she offered her services in the future for any questions. Would recommend her services.

Sharon F, Jarrettsville, Harford County, MD

Very Helpful Explaining Policy

Baygroup was very helpful. They were thorough in explaining the policy and were available to answer quedstions regarding the policy.

Bernadette B, Bel Air, Harford County, Maryland

Clear explanation of options

Melissa explained options which was helpful in our decision making.

Joyce P

Harmony, Butler County, PA

Personalized and Full Services

The Baygroup Insuranc eCompanny represents the ultimate full service insurance experience.  Melissa Barnickel is knowledgeable, professional, patient, and available during the entire process.  Details matter when purchasing an insurance product.  Baygroup| Melissa are detail oriented with a focus on personalized and full service teamwork.  Great Experience!!!!  Thank you.

Karen K, Monkton, Baltimore County, MD

Knowledgeable

Knowledgeable and great to work with.

Marcell H., Baltimore County, Lutherville, Maryland

Easy decision and process

Baygroup made the decision for LTC easy. All explanations were easy to understand and the process was easy.

Wendy M, Forest Hill, Harford County, Maryland

Experience was awesome!

My experience was awesome.  Melissa took the time to explain everthing until my wife and I completely understood.  She is very thorough and professional. Thank you.

Robert R, Manchester, Carroll County, MD

Patient in Explaining

Melissa was very patient in explaining long term care insurance to me; she took her time; answered my questions; never seemed to be bothered if I asked a question more than 1 time.

Harvey S.

Pikesville, Baltimore County, Maryland

Explanations helpful

Baygroup was helpful to my wife and me in deciding on long term care insurance policy because Melissa explained options and benefits. 

Christopher H, Harford County, Abingdon, MD  

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