Long term care insurance testimonial

Melissa explained options which was helpful in our decision making.

Joyce P

Harmony, Butler County, PA

The Baygroup Insuranc eCompanny represents the ultimate full service insurance experience.  Melissa Barnickel is knowledgeable, professional, patient, and available during the entire process.  Details matter when purchasing an insurance product.  Baygroup| Melissa are detail oriented with a focus on personalized and full service teamwork.  Great Experience!!!!  Thank you.

Karen K, Monkton, Baltimore County, MD

Knowledgeable and great to work with.

Marcell H., Baltimore County, Lutherville, Maryland

Baygroup made the decision for LTC easy. All explanations were easy to understand and the process was easy.

Wendy M, Forest Hill, Harford County, Maryland

My experience was awesome.  Melissa took the time to explain everthing until my wife and I completely understood.  She is very thorough and professional. Thank you.

Robert R, Manchester, Carroll County, MD

Melissa was very patient in explaining long term care insurance to me; she took her time; answered my questions; never seemed to be bothered if I asked a question more than 1 time.

Harvey S.

Pikesville, Baltimore County, Maryland

Baygroup was helpful to my wife and me in deciding on long term care insurance policy because Melissa explained options and benefits. 

Christopher H, Harford County, Abingdon, MD  

Melissa Barnickel of Baygroup provided several options and carefully explained the differences.

Lorraine A. 

Beltsville, Prince George's County, Maryland

Melissa has been helping Government Employees Benefit Association members for over 10 years.  She has extensive product expertise to help find the correct policy for each person/couple.  She educates our members via large and small seminars, articles in our newsletter, on our website and also via podcasts.  She works directly with individuals/couples to continue that education and make that education specific to them.  She continues to service employees as questions arise or as their situation changes.

We could not be happier with the service we received from Melissa Barnickel in choosing & purchasing our long term care insurance.  She is extremely knowledgeable, professional and organized and spent endless hours ensuring that we understood our options and she helped us find the best choice for us.  The long term care market is very complex and we never would have been able to navigate it without her expertise.  We would highly recommend her for anyone looking for long term care insurance.

K.T. and L.T., Bel Air, Harford County, Maryland