Extremely helpful in decision making

Melissa did all the work! She was extremely helpful in decision making. I would recommend her to anyone interested in insurance.

Donna W., Havre de Grace, Harford County, Maryland

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Long term care insurance testimonial

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Long Term Care Insurance

Did You Know?

How is disability defined?

The definition of disability may vary from policy to policy. The definition in the policy that you choose is extremely important because it determines under what circumstances you will be...

What if I never need long term care?

If you purchase some form of LTC insurance and never need it, you and your family will be very glad you did not need it.

My employer provides group disability insurance. Do I need additional individual disability insurance?

Group insurance plans through an employer can provide needed coverage. An individual needs to know if the plan covers illness and injury, for how much and for what period of time. Some group...

What questions to ask when interviewing home health care agencies?

When you are preparing to hire a home health care organization, call a few and compare the answers to these ...

If I had a stroke can I purchase a long term care insurance policy?

We have two insurance companies that may consider you, if you only had a single episode, non-smoker for 12-36 months, no atrial fibrillation nor diabetes, no limitations. Underwriting parameters...

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Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Extremely helpful in decision making

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Extremely helpful in decision making