Baygroup was helpful in our decision making for long term care insurance because Melissa Barnickel was open-minded and comfortable working with a gay couple.  She was a good communicator - always responding to questions on email.  She kept after us while this process stalled for a while over the summer. She offered us alternatives for levels of pay from $2,000 to $7,000 monthly benefits and offered more than one insurance company.

Janice L, Fairfax County, VA