Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Consumers

This tag denotes content that is for consumers.

A New Twist on Filial Laws

Parents are used to financially supporting their minor-age children. However, most adults don’t give a second thought to the possibility of being legally obligated to support their parents.

Recent Baygroup Speaking Engagements

Melissa Barnickel had a wonderful experience speaking at the Society of Financial Professionals on March 13th to discuss funding options for a long term care event. She also served as a panelist at the Intercompany Long Term Care Insurance Conference to discuss long term care insurance options in Las Vegas, NV on March 19th.


Knowledgeable and Personable

Baygroup Insurance was helpful in our decision to move forward with long term care insurance.  Staff was knowledgeable and very personable, kept us informed throughout the process and answered questions in a timely manner.

J.C. and M.C., Port Deposit, Cecil County, MD

"Braking" Breaking News: Long Term Care Insurance

We all know that breaking news is pretty synonymous with breaking bad news. OK, usually with very bad news. After all, as the saying goes, “if it bleeds, it leads.” Ouch! Controversy, both real and manufactured, grabs our attention, sells newspapers, and garners views on digital devices.

Could not have done it without you!

Our financial planner referred us to you to evaluate insurance now that I am retiring.  Choice between COBRA or individual health insurance for my health insurance, dental and vision for both of us.  My wife is already on

Thorough & efficient

Wonderful that Melissa filled in the long term care application for us via shared computer screen. She's very thorough and efficient.  

We liked the Friday email to update us.

It's a nerve-wracking situation, nothing can be done about that though.  Planning for long term care without knowing exactly what you will need.

P.M. and T. T., Havre de Grace, Harford County, Maryland

Long Term Care Planning… and Love

What’s the sentiment at the heart of long term care planning? No, it's not fear. (Of care costs or gaps in Medicare.) It's not even concern. (About medical conditions or Medicaid eligibility.) I’m talking about love. Yes, I know Valentine’s Day is in the rear view mirror. That’s OK. The kind of love I’m talking about transcends flowers and cards.

Very professional yet caring and friendly

Melissa and Debby are very professional yet caring and friendly as well as efficient with excellent follow-up.  They are a pleasure to work with.

J. H., Havre de Grace, Harford County, MD

Long Term Care Planning Podcast

Melissa Barnickel was recently interviewed on, "The Independent Living Podcast", where she provides helpful advice regarding your long term care needs. It is free on iTunes and can be downloaded at the following link: The Independent Living Podcast- Long Term Care Planning

Confident I made a good decision!

Melissa was patient in explaining each step of the process and each benefit option.  I felt comfident I was making a good decision having worked through several long term care plan design options with her.  Thank you Melissa!

M. F., Monkton, Baltimore County, MD

Pages

Subscribe to RSS - Consumers