Options provided and carefully explained

Melissa Barnickel of Baygroup provided several options and carefully explained the differences.

Lorraine A.

Beltsville, Prince George's County, Maryland

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Long term care insurance testimonial

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Long Term Care Insurance

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How much does long term care insurance cost?

The cost varies with each person. It is based on state of residence, age, health and benefits selected. To obtain specific pricing, contact a long term care planning specialist with...

Why do I need disability insurance when there is Social Security Disability?

Social Security Disability is payable only for a total disability that is expected to last for at least a year or result in death. The definition is more stringent than individual or group...

How much do employers pay for group health insurance?

The amount will vary based on location, benefits, carrier and average age of employees. The employers generally share some of the cost for each employee participating.

Can I qualify for long term care insurance if I have some health issues?

Perfect health is not required. If your health conditions are controlled, no current physical therapy or procedures recommended not performed you may health qualify.

What rating will I receive on my disability insurance application?

Many factors go into determining your health rating. To get a preferred health rating, you must be in excellent overall health. Your weight, height, cholesterol level, and blood pressure will...

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Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

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