Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Life Insurance

Long Term Care Insurance: Real Stories

Sometimes understanding the ways in which long term care insurance (LTCI) can help in the future can feel very abstract— especially if you are trying to plan out care decades before you might come to need it.

Love, American Style (and Long Term Care)

Watching television on Friday in the early 1970s, chances are the set was tuned to Love, American Style. The romantic comedy series featured some (then fresh) faces such as Diana Keaton, Albert Brooks, Karen Valentine, Harrison Ford, and Sally Struthers.

Pumpkin Spice, Holidays, and Long Term Care

Here are a few indicators that summer is over:

  • Labor Day

  • School buses out on the streets

  • And pumpkin spice…in, well, just about everything

The Mother of All Reasons for Having a Long Term Care Insurance Policy

It’s frequently said that long term care is a women’s issue, and there’s a lot of evidence to support that point of view. Sixty percent of family caregivers (read: unpaid) are female.

How to Make the Very Difficult Easier

Woman having difficulty on the phoneThere’s a reason why most purchasers of long term care insurance are individuals who’ve gone through a caregiving experience.

Flexibility in Long Term Care Planning

“This is my plan and I’m sticking to it—for now.”

Centered and Resolute

My inbox recently displayed the subject line, “The Center of Your Celebrations”. No, it wasn’t about the matriarch or patriarch at your holiday dinners. Or even the newest member of the family.

Long Term Care Planning… and Love

What’s the sentiment at the heart of long term care planning? No, it's not fear. (Of care costs or gaps in Medicare.) It's not even concern. (About medical conditions or Medicaid eligibility.) I’m talking about love. Yes, I know Valentine’s Day is in the rear view mirror. That’s OK. The kind of love I’m talking about transcends flowers and cards.

Long Term Care Awareness

November is long term care awareness month. Even though long term care is often discussed in the news, it is frequently confused with healthcare.

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