Long term care insurance is an important matter

Did You Know?

What if I never need long term care?

If you purchase some form of LTC insurance and never need it, you and your family will be very glad you did not need it.

What features should I look for in my long term care insurance policy?

The daily or monthly benefit that the policy would pay for long term care expenses vs the amount you would pay out-of-pocket. The elimination period (or deductible...

What are the advantages of permanent life insurance?

Permanent life insurance provides a death benefit as long as you live if your premiums are paid. As with all life insurance, the benefits are paid to beneficiaries tax-free. Periodic review of...

How can I afford the cost of long term care insurance?

The more pertinent question is can I afford not to have long term care insurance (LTCi)?

We...

What factors will affect the health rating I receive for my life insurance policy?

Your rating will be determined by many factors. Your height and weight, tobacco use, cholesterol level, health conditions, and lifestyle, as well as family health history will contribute to your...

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Baygroup Insurance

3815 Justin Rd.

Monkton, MD, 21111

410-557-7907

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Long term care insurance is an important matter