It’s sad but true: by the time most people realize they wish they had a long term care insurance policy, they are too sick or old to buy one.
So, in an effort to mitigate the crushing financial toll long term care will have with no planning, many of them end up doing short-term planning– let’s call it crisis planning. Crisis planning isn’t about optimal strategies. It’s all about limiting the financial destruction and trying to make up for the fact that no real plan for how to pay for care is in place.
Getting long term care planning done well in advance of when you actually need it stacks the deck in your favor. That’s why people in their 40’s-60’s are benefiting themselves by visiting the topic of long term care planning decades in advance of their 80’s, when they are most likely to have a claim.
There’s a reason why most purchasers of long term care insurance are individuals who’ve gone through a caregiving experience.
In addition to keeping on top of developments in long term care insurance, an insurance agent must keep abreast of care options. After all, most people who engage in long term care planning have at least some kind of care in mind when they consider long term care insurance.
Whether we’re discussing retirement planning, long term care providers, or life in general, management matters—and so does risk. Let’s consider a caregiving organization. 
Quick— what’s November? No, the answer I’m looking for isn’t, “it’s the month we celebrate Thanksgiving,” but rather, “It’s National Long Term Care Awareness Month!”
Whether dancers are in the ballroom or on the ice, they display beautiful, artistic maneuvers, usually landing not far from where they began. No matter how intricate or athletic the moves, dancers won’t have covered all that much distance.
If you have a loved one in a nursing home, it’s likely that you are in the unfortunate scenario that you are unable to visit them due to the pandemic.
While reading a recent article entitled, “3 Ways to Avoid Regrets in Retirement” on 
The effects of Alzheimer’s disease and dementia are an ever growing concern for the aging, caregivers, and those in the medical profession. The disease causes pain and agony for the sufferer and can be equally as distressing for those who see their loved one lose their memory and ability to function.