What is Medigap Insurance?
Medigap, also known as Medicare Supplement, is insurance designed to fill the "gaps" in original Medicare coverage. It is a supplement to Medicare. Medicare Supplement plans pay deductibles and copays not covered by Medicare A or B. If you have Medicare Part A and Part B and do not have retiree health coverage you may want to consider a Medigap insurance policy. If purchased, the two will work together to pay covered health care costs. If you would like to discuss when you should apply for Medicare A and Medicare B, contact Baygroup Insurance at 410-557-7907, we will be happy to educate you. Another great resource is the Medicare and You booklet that is issued by Centers for Medicare and Medicaid.