Melissa Barnickel Featured in The Daily Record

Posted by Melissa

Melissa Barnickel was featured in The Daily Record on October 26, 2012 in the "Movers & Shakers" section.

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What are the advantages of term life insurance?

Term life insurance will give you protection without additional investment or cash-value components. You will pay level premiums for the “term” of your policy. Your policy will be effective as...

How do I know if I need long term care insurance?

No one has a crystal ball that predicts their future. We all hope we will not need long term care. Look at your family health history. Check out your immediate family structure. Ask yourself...

What are the tax benefits for an employer offering long term care insurance?

The tax benefits are based on how the entity reports to I.R.S.

Tax Information for Self-Employed Individuals, Partnerships, LLC, S-Corporations

When is the best time to purchase a Medigap insurance policy?

The best time to purchase a Medigap insurance policy is during your Medigap open enrollment period. During this time, you are guaranteed the right to buy a policy regardless of your health...

How will having long term care insurance affect my family?

Long term care insurance enables your family to supervise your care, rather than provide the care. Their emotion and physical wellbeing is maintained. ...

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Melissa Barnickel Featured in The Daily Record

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Melissa Barnickel Featured in The Daily Record