Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Benefits

Long Term Care Insurance: Real Stories

Sometimes understanding the ways in which long term care insurance (LTCI) can help in the future can feel very abstract— especially if you are trying to plan out care decades before you might come to need it.

How to Be Carefree About Future Caregiving Needs This Summer

There’s nothing quite like the carefree nature of the summer months- beach trips, BBQs, baseball games- all of the warm weather pleasures we look forward to the rest of the year.

Ice Cream, Elephants, and Long Term Care

On a hot summer day, when you’d do anything to cool down just a bit, does it really matter if you know what soft serve ice cream flavor you are getting up front—chocolate, vanilla, or twist? Similarly, when planning for long term care, it’s important not to get overwhelmed with the exact details of the policy from the get-go.

‘Tis the Season for Long Term Care Insurance Claims

It’s a busy time of year. Squirrels are squirreling away the last acorns in their winter stash. Birds are hurriedly winging it to their winter climes. Bakeries are taking orders for goodies. Grandparents are shopping and double-checking they’ve got every grandchild taken into account.

Pumpkin Spice, Holidays, and Long Term Care

Here are a few indicators that summer is over:

  • Labor Day

  • School buses out on the streets

  • And pumpkin spice…in, well, just about everything

Long Term Care: Knowing vs. Understanding

It’s one thing to know something, quite a different thing to understand it.

Knowing is more academic, objective. When you know something, you’ll get the right answer on a quiz.

Understanding? Well, I believe that’s more under your skin. In your bones. Relevant to your life.

The Battle of the Sexes: Long Term Care Version

Fifty years ago, Billie Jean King (then age 29) soundly beat self-proclaimed male chauvinist Bobby Riggs (then age 55) in an event dubbed the Battle of the Sexes.

The Elephant in the Retirement Planning Room

Odds are that among all your friends, relatives, advisors, and colleagues, very few have ever talked with you about the importance of planning for a future care need. Can’t blame them— it’s definitely not the most exciting of topics.  

Long Term Care Preparedness: Crafting Your Long Term Care Safety Net

Imagine trying to design a home if you didn’t know the local building codes, zoning laws, what materials were available and what they cost, and how to get utilities to the property.

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