LTCI Stroke Pre-Qualified Form

Did You Know?

Can I qualify for long term care insurance if I have some health issues?

Perfect health is not required. If your health conditions are controlled, no current physical therapy or procedures recommended not performed you may health qualify.

Why do I need disability insurance when there is Social Security Disability?

Social Security Disability is payable only for a total disability that is expected to last for at least a year or result in death. The definition is more stringent than individual or group...

Can my Medigap policy be cancelled if my health changes?

No. Your Medigap policy is guaranteed renewable. As long as you pay your policy premiums on time, it cannot be cancelled by the insurance company.

Can my spouse and I purchase a Medigap policy together?

No. Each Medigap policy covers only one person. If you and your spouse would both like Medigap insurance, you will have to purchase two separate policies.

Will my Medigap policy cover prescriptions?

No, Medigap policies no longer offer prescription drug coverage. Medicare Part D covers prescription drugs.

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Baygroup Insurance

3815 Justin Rd.

Monkton, MD, 21111

410-557-7907

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LTCI Stroke Pre-Qualified Form