LTC Planning Toolkit

Long term care will be a necessity for many. Families should begin the conversations about planning for long term care early and should include as many family members as possible.

Files:

LTC Planning Toolkit Brochure.pdf

LTC Planning Toolkit Brochure - Printable.pdf

Did You Know?

What health conditions and treatments will be covered for my employees under my group health plan?

Federal and states mandate minimum benefit requirements for group health plans. Beyond these, you will be able to elect plan designs from those offered carrier selected. Baygroup Insurance can...

Why would I want a long term care and life insurance combination policy?

No matter what happens you will receive money from the policy. The policy will either pay for long term care expenses, pay your estate or beneficiaries a death benefit, or you can have your...

Why do I need disability insurance when there is Social Security Disability?

Social Security Disability is payable only for a total disability that is expected to last for at least a year or result in death. The definition is more stringent than individual or group...

What is a 30 day free look?

You have 30 days from the day you receive the policy to examine and return it to the insurance company. You can return it for any reason. Simply return it to the insurance company, or to the...

Should I even apply for disability insurance if I have a health problem?

Don’t count yourself out. While you may not receive a “preferred health” rating, many people with existing health conditions are able to obtain policies, with some exclusions. BayGroup...

Previous Pause Next

View all FAQs

Search form

LTC Planning Toolkit