Melissa was extraordinarily helpful in my recent decision to purchase long term care insurance. She really did a good job explaining basic concepts of long term care insurance to me and my wife. She was able to explain complex ideas in simple to understand terms. She provided both background material and specific details of coverage. She explained the options and why one choice might be better than others. My research with other companies and websites, time and again proved the value of her advice. She was extremely responsive to my questions and concerns. I never felt pressure or rushed to make a decision or purchase. Her explanations and suggestions made me comfortable with my purchase. I recommend Melissa Barnickel to you if you are interested in Long Term Care insurance. -Peter A., Middletown, Maryland
