Combination Policies

Did You Know?

Do I need long term care insurance if I have VA benefits?

It is a good idea to consider a long term Care insurance (LTCi) policy to supplement VA long term care benefits...

How do I know if I need long term care insurance?

No one has a crystal ball that predicts their future. We all hope we will not need long term care. Look at your family health history. Check out your immediate family structure. Ask yourself...

Should I even apply for disability insurance if I have a health problem?

Don’t count yourself out. While you may not receive a “preferred health” rating, many people with existing health conditions are able to obtain policies, with some exclusions. BayGroup...

What is a health insurance deductible?

The amount of money paid out-of-pocket before an insurance carrier begins to pay for your medical expenses. For example, with a $200 deductible, and a $450 health care bill, the insured would...

Are combination long term care insurance products medically underwritten?

Yes. As with traditional long term care insurance (LTCi) products, combination...

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Baygroup Insurance

3815 Justin Rd.

Monkton, MD, 21111

410-557-7907

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Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Combination Policies

So Many Ways to Solve Your Long Term Care Problem

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Combination Policies

So Many Ways to Solve Your Long Term Care Problem