Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Accidents

The Pandemic & Long Term Care Planning

Posted by Melissa

There are normal risks people encounter everyday from going about life as usual— such as the possibility of getting injured from car accidents or sports. A sudden need for long term care is no different.

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Did You Know?

What does long term care insurance cover?

Long term care insurance (LTCi) will cover in-home care, assisted living, adult...

Do I ever need to review my policy after I purchase it?

It is a great idea to review your policy regularly (every couple of years). As your life changes, you want to make sure that your policy continues to meet your needs. Some life events that may...

What is the difference between long term care insurance and disability insurance?

Long term care insurance (LTCi) and disability insurance (DI) both help you...

Can my spouse and I purchase a Medigap policy together?

No. Each Medigap policy covers only one person. If you and your spouse would both like Medigap insurance, you will have to purchase two separate policies.

Who needs life insurance?

For life insurance, your level of need will depend on your responsibilities and your age. If you have people who depend on your income you need life insurance. The benefit can help your...

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Accidents

The Pandemic & Long Term Care Planning