As with any significant purchase, doing your research and homework is the key to buying a plan that fits your needs now and in the future. Consider the following:
1. Where do I want to live as I age? - (At home, assisted living, geographically)
2. What plan options are important to me? -(Number of years, survivorship for couples, shared benefits for couples, coverage, elimination period, inflation)
3. What is the financial strength of the carrier? - (The likelihood that they will be in business when I need my policy)