Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Testimonials

Can't ask for a better agent!

My wife and I met with Melissa Barnickel after being advised by our financial advisor of the cost of long term care.  Melissa is a very knowledgeable, professional, and extremely customer focused individual.  All of our questions are always answered immediately and completely.  We could not ask for a better agent than Melissa.  Thank you for your quality customer service!

P.D.C, Linthicum, Anne Arundel County, MD 

Very Helpful

Melissa and Debby were very helpful in picking the best Medicare Supplement and dental insurance policies for my husband and myself.  I will share my experience with my friends.

B.M., Jarrettsville, Harford County, MD

Pleasant experience!

Melissa Barnickel made the purchase of my long term care insurance a pleasant experience!  She was very kind and really took the time to explain and answer all my concerns/questions that myself and my son had.  Quickly responded when I emailed her, was always there for me.  I truly appreciate all she and her office staff did to make this process as easy as possible.

DK, Fallston, Harford County, Maryland

Very Helpful, Extremely Easy to work with, Responsive

Baygroup Insurance was very helpful in my decision making regarding long term care insurance. Melissa Barnickel and Debbie Lawrence were extremely easy to work with. They were very responsive too!

D. B., Gambrills, Anne Arundel County, Maryland

Independent Review of Existing Policy Provides Peace of Mind

Recently we had a series of meetings with our Estate Planning Attorney to review and update our pertinent documents.  In the process, she suggested we have our LTC policies assessed, which we’ve had since 2002.  She suggested Melissa Barnickel for the job as she is a specialist in these types of insurance.  Since we had often wondered if our policies were still relevant and worthwhile today, we were delighted by the opportunity to have a trusted professional provide us with an independent review.

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