Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Disability Insurance

Printer-friendly versionSend by email

What is Disability Insurance?

Disability insurance is protection for you and your family.  Owning a disability insurance policy will help provide you and your family with a source of income should illness or injury prevent you from working for a period of time.

According to the Social Security Administration, about 1 in 4 of today's 20 year olds will become disabled before they retire.  There is no crystal ball that will tell you whether or not you will become disabled, but you can defer a financial catastrophe by owning disability insurance.

Ask yourself "What would happen if my paycheck stopped?"

  • How long can you and your family comfortably go without your paycheck?
  • How will you pay your mortgage if you did not have your regular source of income?
  • What type of lifestyle would you be able to maintain without your current pay?
  • Will you have to dip into your retirement funds to maintain your home and lifestyle?

No one expects to become disabled.  Be prepared by exploring your options with a disability insurance policy.  The principals at Baygroup Insurance can help you understand disability insurance and shop for a policy that is right for you.  Learn more.

For more information about Disability insurance, visit our FAQ's.