Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

How much will I have to pay for disability insurance?

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The cost of your disability insurance will be affected by many factors.  These factors include the elimination and benefit periods, your age, your occupational class, your gender, where you live, your health conditions, benefit amount, the coverage options you select and the amount of coverage you select.  It is safe to say that you could expect to pay around 1-3% of your annual income for disability insurance.  As a broker of disability insurance, BayGroup can shop for a policy that meets your needs and will present you several disability insurance quotes to choose from.

Jill Rosner, Geriatric Care Manager, Rosner Healthcare Navigation, columnist of this article February 1, 2015 for Carroll County Times discusses the need to have a plan in place to cover custodial care with Melissa Barnickel, CPA, CLTC of Baygroup Insurance.  Here is an excerpt: