Read this article from trusted financial advice publication Kiplinger's for advice on the purchasing of long term care insurance.  In addition to advising readers about how to shop for long term care insurance, the right time to buy is discussed:

Annual premiums can range from $1,000 to $6,000, depending on the level of care you insure and your age when you buy the policy.  Premiums start out at relatively modest levels for those in their 50s and then rise steeply, making the insurance costly or even prohibitive.  Buying at a younger age locks in the lower rate.

Click the source link below to read the full article.  Contact Baygroup Insurance [1] if you have questions or would like to discuss long term care insurance.