long term care education

Did You Know?

What role does long term care insurance play in planning for my future?

A financial plan includes future cost of health care. This is a significant expense in today's dollars and even more so when inflated for future cost of care. By having long term care insurance...

Will my Medigap policy cover prescriptions?

No, Medigap policies no longer offer prescription drug coverage. Medicare Part D covers prescription drugs.

What health conditions and treatments will be covered for my employees under my group health plan?

Federal and states mandate minimum benefit requirements for group health plans. Beyond these, you will be able to elect plan designs from those offered carrier selected. Baygroup Insurance can...

What is a 30 day free look?

You have 30 days from the day you receive the policy to examine and return it to the insurance company. You can return it for any reason. Simply return it to the insurance company, or to the...

What are the advantages of term life insurance?

Term life insurance will give you protection without additional investment or cash-value components. You will pay level premiums for the “term” of your policy. Your policy will be effective as...

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Baygroup Insurance

3815 Justin Rd.

Monkton, MD, 21111

410-557-7907

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long term care education