Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

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Did You Know?

How many employees are needed for a group long term care insurance program?

Each insurance company has different requirements for employer paid and voluntary groups. Some have a fixed number of applications required and others it is a percentage of employees. For more...

What is any-occupation?

Any occupation pays your benefits if you cannot work any occupation for your level of education and training. For example, if you were a teacher and can no longer work in a classroom, but you...

What is the difference between long term care insurance and disability insurance?

Long term care insurance (LTCi) and disability insurance (DI) both help you...

What factors will affect the health rating I receive for my life insurance policy?

Your rating will be determined by many factors. Your height and weight, tobacco use, cholesterol level, health conditions, and lifestyle, as well as family health history will contribute to your...

Will my Medigap policy cover prescriptions?

No, Medigap policies no longer offer prescription drug coverage. Medicare Part D covers prescription drugs.

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