No one has a crystal ball that predicts their future. We all hope we will not need long term care. Look at your family health history. Check out your immediate family structure. Ask yourself direct questions. When did your parents die and what type of health issues did they have over the last 10 years of their life? How old are your children or siblings and where are they in their life curve? Most likely your children will be in the prime of their life and careers and is it fair to ask them to take care of you?
Eileen Ambrose of the Baltimore Sun addresses planning for Long Term Care insurance; including emotional drawbacks, when to buy, coverage amounts, and pricing.
Stand-alone long term care insurance policies are also known as traditional long term care insurance. As an independent broker of Long-Term Care insurance (LTCi), we offer many different LTCi products with top-rated insurance carriers. We can help you design a policy with the combination of features and benefit levels you need while meeting your budget.
Baygroup Insurance is an independent insurance brokerage. We provide clients with Long-Term Care, home health care, life, disability, Medicare supplement and health insurance policies from highly-rated companies.
