The answer to this question is different for everybody.  Ask yourself the following questions:

• How much of the family income do I contribute?
• What bills are being paid with my income?
• What other income sources do I provide? (consider health insurance and other benefits provided by your employer)
• Who is dependent on me and my income?

A calculator [1] from LIfe Foundation can help you do this.   Contact us [2], for a discussion about your obligations and dependents with a independent insurance broker who can help you understand your life insurance needs and options.