Commissioner Goldsmith clarified MD Law today [1]. Insureds should evaluate their options carefully. Premium is not the only factor. The deductibles, co-pays, coinsurance, out-of-pocket maximums and covered services should be considered with what services you expect to use in 2014.
Links:
[1] http://www.mdinsurance.state.md.us/sa/news-center/health-insurers-may-offer-early-renewal-option.html
[2] https://www.baygroupinsurance.com/tags/tags/health-insurance
[3] https://www.baygroupinsurance.com/tags/tags/affordable-care-act
[4] https://www.baygroupinsurance.com/tags/tags/maryland
[5] https://www.baygroupinsurance.com/tags/insurance-products/health-insurance