There are normal risks people encounter everyday from going about life as usual— such as the possibility of getting injured from car accidents or sports. A sudden need for long term care is no different.
As I approached age 60, I decided to "get my ducks in a row" in terms of later-in-life plans, especially Long Term Care. Melissa Barnickel came to my home and I felt an immediate connection! She walked me through the many LTC plans available and helped me choose the plan which best suited my needs. Melissa is honest, reliable, and responsive. She is dedicated to making sure that clients get just what they want and need. My greatest worry was being a financial burden on my loved ones. That worry is gone.
Melissa was very patient in explaining long term care insurance to me; she took her time; answered my questions; never seemed to be bothered if I asked a question more than 1 time.