Baygroup Insurance

Maryland's premier Long-Term Care insurance agency

Long Term Care Insurance

Very Helpful Explaining Policy

Baygroup was very helpful. They were thorough in explaining the policy and were available to answer quedstions regarding the policy.

Bernadette B, Bel Air, Harford County, Maryland

Clear explanation of options

Melissa explained options which was helpful in our decision making.

Joyce P

Harmony, Butler County, PA

Last Minute Holiday Gift: Long Term Care Insurance Tax Deduction

Imagine a gift that gives not only to the family and friends you love, but to yourself as well. But, as they say, “Wait, there’s more!” In fact, this gift is often tax-deductible!

Personalized and Full Services

The Baygroup Insuranc eCompanny represents the ultimate full service insurance experience.  Melissa Barnickel is knowledgeable, professional, patient, and available during the entire process.  Details matter when purchasing an insurance product.  Baygroup| Melissa are detail oriented with a focus on personalized and full service teamwork.  Great Experience!!!!  Thank you.

Karen K, Monkton, Baltimore County, MD

Knowledgeable

Knowledgeable and great to work with.

Marcell H., Baltimore County, Lutherville, Maryland

Is This the Month to Apply for Long Term Care Insurance?

Quick— what’s November? No, the answer I’m looking for isn’t, “it’s the month we celebrate Thanksgiving,” but rather, “It’s National Long Term Care Awareness Month!”

Easy decision and process

Baygroup made the decision for LTC easy. All explanations were easy to understand and the process was easy.

Wendy M, Forest Hill, Harford County, Maryland

Flexibility in Long Term Care Planning

“This is my plan and I’m sticking to it—for now.”

A Decades Long Dance: Long Term Care Reform

Whether dancers are in the ballroom or on the ice, they display beautiful, artistic maneuvers, usually landing not far from where they began. No matter how intricate or athletic the moves, dancers won’t have covered all that much distance.

Reimagining Retirement and Long Term Care

Depending on where you live in the United States and whether or not you know anyone who’s had a serious case of Covid-19, you may or may not believe that this pandemic will impact your personal retirement plans.  

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