Consumer Guide to Life Insurance

Did You Know?

How many members are needed for an association group long term care program?

One carrier has a minimum of 100 eligible members, other carriers have requirements for new applications on an annual basis. For current available offerings contact...

My employer provides group disability insurance. Do I need additional individual disability insurance?

Group insurance plans through an employer can provide needed coverage. An individual needs to know if the plan covers illness and injury, for how much and for what period of time. Some group...

Does health insurance cover long term care expenses?

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How many employees are needed for a group long term care insurance program?

Each insurance company has different requirements for employer paid and voluntary groups. Some have a fixed number of applications required and others it is a percentage of employees. For more...

Who needs disability insurance?

Most people should have disability insurance. It is not fun to think about what might happen if your paycheck stopped. Disability insurance provides income protection for you should you become...

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Baygroup Insurance

3815 Justin Rd.

Monkton, MD, 21111

410-557-7907

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Consumer Guide to Life Insurance